The joint building ventury Baugemeinschaft is a popular form of organizing the construction of apartment buildings in Germany.
Summer surprise. Real estate declaration in Germany
Germany apartments search. Decoding ads
New heating law in Germany
Homeowners association in Germany
Fighting condensation and mold in Germany
How to sort waste in Germany – what waste is going where
Renovation cost in Germany. Who pays
95 percent of state health insurance services in Germany are defined by law, so all Krankenkassen are the same. These will be all services related to deteriorating health – visits to doctors, necessary surgeries and examinations.
There is no complete list of paid services.
We continue the list of medical services that will (or will not) be paid for by state health insurance in Germany – Krankenkasse (KK).
Part 1. GKV. How payments are formed
Part 2. GKV. Everything that I (not) will be paid from – A-L
Pregnancy in Germany. Part 3. Mutterpass and Hebamme
Pregnancy in Germany. Part 4. Giving birth, anestesia, stimulation
Asperger’s syndrome without outdated clichés. 1
The following insurance for travelling are the most relevant in Germany: Haftpflichtversicherung (liability insurance) and Krankenversicherung, as well as travel cancellation and travel interruption insurance.
Those who rent a car on vacation are strongly advised to have the so-called Mallorca-Police liability insurance for rented cars. In addition, they offer other options: baggage insurance, accident insurance, which is more likely not needed.
Anti-consumer rules for canceling contracts have spoiled everyone’s nerves at least once in their lives. As soon as you accidentally light up your phone somewhere, aggressive advertisers of electric companies and insurance begin to call you.
Now I have learned not to pick up the phone if the Hamburg code is displayed, and if I do, I ask to call back later and immediately add the number to the black list.
Actually, at first I wanted to write only basic information about what insurance there are, but I found a lot of information that can be useful to everyone. Therefore, there will be a series of posts, and we will start with state health insurance in Germany – what it is and what it pays for. Let’s make a list similar to the list “All I can return” (from taxes) – alphabetically.
There are two types of health insurance in Germany: state (gesetzliche Krankenversicherung, GKV) and private (private Krankenversicherung, PKV). In any case, you must have one of them.
Lebensversicherung is not a necessary insurance, but in some cases it makes a lot of sense. According to statistics in 2017, 15 percent of the deaths were under 65 years old.
This insurance is available in two versions: without saving money (Risikolebensversicherung) and with saving money (Kapitallebensversicherung).
For a long time I was asked to write about Anlage N-Aus, but I always advised to go to the tax consultants for the first time (in LohnsteuerHilfe Verein), since it is not simply.
This Anlage is really complex. But it is possible, that you don’t need this Anlage at all.
If you are first year in Germany or leave it this year, then you need Anlage WA-Est. it has existed since 2017.
Read about Anlage WA-Est here.
In this part – how to fill out Anlage Wa-Est.
Anlage Wa-Est is filled out by those
Anlage Vorsorgeaufwand is an application of German income tax declaration, where insurances are indicated.
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