How to change health insurance in Germany

Health insuranse in Germany

We have already found out how the contributions to the state health insurance are formed, who is obliged to have it, and what exactly of the medical services we are paid for, and for which we will have to pay extra. Now let’s find out how to change health insurance in Germany if another insurance promises a lot of free additional services or if the old one does not suit us with its service.

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Asperger Syndrome empathy, speech and emotions

We continue to talk about autistic disorder (Asperger’s syndrome) without the usual clichés. This part is about asperger syndrome empathy, emotions, intelligence and speech. We speak also about Aspie girls – girls adapt better to the social environment, so they are less noticeable and less often diagnosed.

Asperger syndrome empathy, emotions, speech, intelligence

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Prescription in Germany. Red, blue, green prescriptions – when you must pay

What does red prescription in Germany mean? How much do you need to pay extra for medicines and other medical services? What a green prescription is? How to find a medicine in Germany? These questions we answer in this post.

From 2022, the prescription in Germany is issued in electronic form. At least theoretically, there is such a possibility. Whether there is practically this possibility in praxis – one must ask. It will useful in Internet-pharmacies.

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Giving birth in Germany

Finally we got to the decisive stage of pregnancy – giving birth in Germany. This part is about what things to take with you to hospital, about the labor induction in Germany, pain relief and anesthesia for giving birth and time in the hospital after giving birth.

Part 1 Pregnancy in Germany. 1. Problems before pregnancy
Part 2 Pregnancy check up in Germany. Testing and monitoring
Part 3 Pregnancy in Germany. 3. What is hebamme, how to find her and what is Mutterpass

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What is new in Germany 2022

Let’s see what awaits us in the new 2022.

There are changes in social, pension and tax calculations that do not depend on the will of the average person – the tax scale changes slightly, the tax-free base increases, the pension scale is moving, and so on, so I will not consider them.

First, about what did not fall into the category. On May 15, a selective census of the population will take place – it was postponed due to pandemic.

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Pregnancy in Germany. 3. What is hebamme, how to find her and what is Mutterpass

We continue the topic of pregnancy and childbirth. Now: What is hebamme and what is Mutterpass, what is written in Mutterpass. We will learn how to get a midwife and why you need one at all, and decide where to give birth.

In the first part there was infertility and miscarriage, in the second part – mandatory and additional tests, illnesses and inconveniences accompanying pregnancy.

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State health insurance in Germany what is deductible – from A to L

95 percent of state health insurance services in Germany are defined by law, so all Krankenkassen are the same. These will be all services related to deteriorating health – visits to doctors, necessary surgeries and examinations.

There is no complete list of paid services.

For example, the right to free treatment services for unnecessary interventions is limited – if you get sick as a result of a tattoo or an operation to improve your appearance.

The Krankenkasse can pay voluntarily for a specific service, or it can offer a choice of several additional services that are paid from the general account – Gesundheitskonto (for example, 200 euros per year for glasses, additional examinations during pregnancy and other services).

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State health insurance. 3. GKV – all that I (not) will be paid from. M-Y

We continue the list of medical services that will (or will not) be paid for by state health insurance – Krankenkasse (KK).

Part 1. GKV. How payments are formed
Part 2. GKV. Everything that I (not) will be paid from – A-L
Pregnancy in Germany. Part 3. Mutterpass and Hebamme
Pregnancy in Germany. Part 4. Giving birth, anestesia, stimulation
Asperger’s syndrome without outdated clichés. 1

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Insurance travel abroad in Germany

For trips abroad, Haftpflichtversicherung (liability insurance) and Krankenversicherung are the most relevant, as well as travel cancellation and travel interruption insurance. Those who rent a car on vacation are strongly advised to have the so-called Mallorca-Police liability insurance for rented cars. In addition, they offer other options: baggage insurance, accident insurance, which is more likely not needed.

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Pregnancy check up in Germany. Testing and monitoring

In this part we talk about pregnancy check up in Germany and typical problems with health. We will take the classic version: a gynecologist is monitoring the pregnancy. In theory, you can get a midwife before giving birth (see about midwives in the next part), but now this is rather unrealistic.

There is also a non-standard option. The midwife works for the gynecologist and takes his patients alternately with him.

Pregnancy in Germany. 1. Problems before pregnancy
Pregnancy in Germany. Part 3. Midwife, Mutterpass
Giving birth in Germany, anestesia, stimulation

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Pregnancy in Germany. 1. Beginning

Often it is written about pregnancy in the style of all the great and seamlessly. I tried to gather a more complete picture from my experience and the experience of my friends.

There are plenty of difficulties. Because although pregnancy is not a disease but a condition of the body, some of these conditions are such that will give odds to many diseases.

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State health insurance in Germany (GKV). How payments are formed

Actually, at first I wanted to write only basic information about what insurance there are, but I found a lot of information that can be useful to everyone. Therefore, there will be a series of posts, and we will start with state health insurance in Germany – what it is and what it pays for. Let’s make a list similar to the list “All I can return” (from taxes) – alphabetically.

There are two types of health insurance in Germany: state (gesetzliche Krankenversicherung, GKV) and private (private Krankenversicherung, PKV). In any case, you must have one of them.

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Non-Speaking child. Speech delay treatment in Germany

Now we come to most important question: “What to do?” In other words – to speech delay treatment in Germany. In the first part it was a question “What is happening?” In the second part – “What is the cause?”

All normal speech therapists, unlike pediatricians, believe that the sooner a child receives speech therapy, the better. This raises the problem of how to get a recipe and where to claim it. Let’s try to go from symptoms, not from age.

And in the end two questions: What can you do yourself? and How to convince a pediatrician, that your child needs an examination?

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Non-speaking child. 2. Speech delay causes

The first part is about speech development and speech delay symptoms by age. Now we speak about speech delay causes.

Each of problems from the first part means a specific disease or several diseases. I can hardly name all of them, as some of them are very specific. I will try to combine them into groups.

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Speech delay by children. Part 1. Norm and problems

Having behind my back many years of struggle for the speech of the my second child and only too late having finally received our not very happy diagnosis of dyspraxia in my hands, I can summarize a lot about speech delay in children in Germany.

In this thread: what is normal and what is not, when to sound the alarm, what may be the reasons, what to do, where to go, how to find a good speech therapist and what techniques are familiar to me.

I do not claim absolute completeness and accuracy. But I would be happy to have all this information not now, but significantly earlier to get a piece of paper in my hands, which could be used to receiving therapy. Because as a child was 2 years old and I said, he does not control his mouth, I heard from a pediatrician “Your son is just lazy”. Then from another pediatrician two years later with joyful smile, “So he may not speak at all”. Only then he send us to proove ears (5 month of waiting!), then to special centre (1,5 year of waiting for diagnosis!). Meanwhile I paid myself for the first course of therapy and became second recipe from ENT doctor.

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