New rules for cancellation of contracts

Anti-consumer rules for canceling contracts have spoiled everyone’s nerves at least once in their lives. As soon as you accidentally light up your phone somewhere, aggressive advertisers of electric companies and insurance begin to call you.

Now I have learned not to pick up the phone if the Hamburg code is displayed, and if I do, I ask to call back later and immediately add the number to the black list.

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State health insurance in Germany (GKV). How payments are formed

Actually, at first I wanted to write only basic information about what insurance there are, but I found a lot of information that can be useful to everyone. Therefore, there will be a series of posts, and we will start with state health insurance in Germany – what it is and what it pays for. Let’s make a list similar to the list “All I can return” (from taxes) – alphabetically.

There are two types of health insurance in Germany: state (gesetzliche Krankenversicherung, GKV) and private (private Krankenversicherung, PKV). In any case, you must have one of them.

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DTZ. German B1 exam writing examples. 1

German B1 exam writing examples

There will be letters examples for german language b1 level test – based on tasks that people have posted on forums and topics from different textbooks.

What is the level with which I will write these letters, it is difficult for me to judge. I think, B1 / B1+. In the preparation books for this exam, much simpler letters are shown as letters to the B1 level.

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Lebensversicherung (life insurance)

Lebensversicherung is not a necessary insurance, but in some cases it makes a lot of sense. According to statistics in 2017, 15 percent of the deaths were under 65 years old.

This insurance is available in two versions: without saving money (Risikolebensversicherung) and with saving money (Kapitallebensversicherung).

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Half timbered houses in Germany through history

Fachwerk Geschichte / History half timbered houses in Germany

Fachwerk (half timbered houses) is an ancient way of building profane buildings (that is, not churches). Similar basic principles were used in many places. But it was the Fachwerk that reached the height of art, reflecting in its development all cultural epochs – from the Middle Ages to Art Nouveau.

Most of all half-timbered houses are in Germany, but they can be seen also in France and England.

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